Watu ni sisi


AGDECO SACCO ( Agricultural Development Corporation Savings and Credit Cooperative) is a Cooperative Society that aims at mobilizing member’s financial resources aimed at accumulating savings and accessing affordable credit for purposes of economic empowerment and development. Hence the Sacco’s motto is to ” Watu ni sisi”.

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We offer a variety of services and products towards empowerment of our members.

We have flexible saving plans for our members.


We offer financing to our clients.


Our members benefit from our diverse credit options.


We are a non deposit taking SACCO.

Why Choose Us

For over 47 years we have maintained a steady growth and have improved our products and performance.

Financial Products
Years of existence

Our Products

Browse through the variety of products we have on offer.

Development Loan

Expand your business or purchase fixed assets.

Emergency Loan

Get financial aid in the event of accidents, hospitalization or funeral.

School Fees Loan

Get financial package for your fee as well as dependants.

Holiday Loan

Get finances to go on holiday or on vacation.

Express Loan

Meant to assist members settle small emergencies, needs or luxury.

BebaBeba Loan

Meant to assist members settle small emergencies, needs or luxury.

Top Up Loan

Purpose of this loan is to refinance current loan balances.

Amana Loan

This is an all-purpose loan for our muslim members.

Want to join us?

Make the best financial decision today and join us.